Services

Individual credit repair package

$179.99 ENROLLMENT/99.99 MONTHLY

  • 3 Bureau Audit-Analysis
  • Unlimited Disputes
  • 24/7 Client Portal Access
  • Credit Education
  • Customer Service Support
  • Money Back Guarantee
  • Budgeting Assistance

       *Credit Monitoring Required*

Individual credit repair package

$179.99 ENROLLMENT/99.99 MONTHLY

  • 3 Bureau Audit-Analysis
  • Unlimited Disputes
  • 24/7 Client Portal Access
  • Credit Education
  • Customer Service Support
  • Money Back Guarantee
  • Budgeting Assistance

       *Credit Monitoring Required*

Couple credit repair package

$289.99 ENROLLMENT/179.99 MONTHLY

  • 3 Bureau Audit-Analysis
  • Unlimited Disputes
  • Separate 24/7 Client Portal Access
  • Customer Service Support 
  • Money Back Guarantee 
  • Household Budgeting Assistance

        *Credit Monitoring Required*

Student Loan Services

CONTACT FOR PRICING

  • Loan Consolidation
  • Income Driven Repayment Plans
  • Assist with stopping tax offsets/wage garnishments
  • Public Service Loan Forgiveness
  • Annual Re-certifications

Frequently Asked Questions

We’ve answered all your frequently asked questions

A good credit score is a score of 700 or above. Bad credit score generally fall below a 630, these are based on FICO and VantageScore credit measures.

Credit repair is actually the process of removing inaccurate, unfounded, out of date, false, and erroneous information from your credit report. Your credit report determines your credit score. The 3 major credit bureaus collect information from lenders, creditors, and debt collectors and apply it to your credit report. This information could include the balances on loans or credit cards, credit inquiries, debt to income ratio, and most importantly, credit utilization (the percentage of debt you have to available credit)

Credit is a major part of life. Having poor credit can negatively impact your quality of life, and can cost you thousands of dollars that you could otherwise put towards important things such as a new home, car, or even savings. Determining the value of credit repair is based on your specific credit situation. Each case will differ, which is why we like to speak directly with our customers in a consultation. In the consultation we will determine what the best options are for you.

The answer to this is dependent on your specific situation. Here at Operation Credit, we create a game that is carefully designed and implemented for your specific situation. Generally, we plan for you to complete the program within 90-180 days. There are a few factors that can alter the timeline. Credit repair is a team effort. We work with you, but we also need you to work with us.

No, but if it is past the statute of limitations for the creditor to file a lawsuit it will be much harder for them to try to collect it from you.